fbpx

Money Never Sleeps

Make them work for you every minute

If you don't find a way to make money while you sleep, you will work until you DIE.

Warren Buffet

What is Time Value of Money?

A tale of two investors

Linda, 22, found her first job and decided to start investing immediately with $300 per month until 40 years old ONLY. Thereafter, she left her capital invested till 62 years old.

Christina decided to start investing at 40 years old with $600 per month and continued until 62 years old.

If both receive the same return at 6%, who would have more money to retire at 62 years old?

Illustration (at 8% return)
A’s return, starting at 22 years old
47
B’s return, starting at 40 years old
62
$
1200 $
1200 $
1200 $
1200
22
$263.9 K
23
24
39
40
No more contributions
$
3600 $
3600 $
3600
22
62
$215.6 K
40
41
42
$
3600 $
3600
60
61

For just as low as $10 per day or $300 per month, you will be able to kick start your investment journey.